Digital Credentials Demo

Try our interactive demo to see how you can receive a personalized Digital ID and use it for verification with the new Digital Credentials API.

Only works on Android Compatible Wallets.Check out CMWallet APK.

Get started with the Digital Credential API

Request verified identity documents like Mobile Driving Licenses.

doctype: org.iso.18013.5.1.mDL

Your browser does not support the Digital Credentials API.

What is a Digital Credential?

Imagine a digital version of your physical wallet, but smarter and more secure. Digital credentials are electronic records of your qualifications, achievements, or attributes, issued by trusted organizations and stored securely in your digital wallet. You have full control over your personal data.

Verifiable & tamper-proof: Prove yourself without oversharing.
Issued by trusted orgs. Securely stored.
User-controlled privacy: You choose what to share.

Core Concepts

Claims

Assertions made about a subject (e.g., your name, a qualification).

Issuer

The entity that creates and signs the credential (e.g., a university, an employer).

Holder

The individual or entity that owns and controls the credential (you!).

Verifier

The entity that requests and checks the credential (e.g., a website, an employer).

Digital Wallet

A secure application on your device to store and manage your credentials.

Key Characteristics

Verifiable

Can be proven as real.

Tamper-Evident

Changes are easy to spot.

User-Controlled

You choose what to share.

Portable

Use anywhere.

Interoperable

Works across systems.

Example Use Cases

Education

Diplomas, Certificates

Travel

Digital Passports, Boarding Passes

Health

Vaccination Proofs, Prescriptions

Employment

Licenses, Certifications

Finance

Banking, Insurance

These are just a few examples. The possibilities are vast, with potential for more detailed industry breakdowns and innovative applications. For more examples, see the W3C Verifiable Credentials Use Cases or the EU Digital Identity Framework.

Why Do You Need Digital Credentials?

For Users

Full Control & Ownership of Data

You decide who sees your information and when.

Enhanced Privacy (Selective Disclosure)

Share only necessary pieces of information, not your entire dataset.

Ultimate Convenience & Portability

Carry your verified credentials anywhere on your digital wallet.

Increased Security

Resistant to forgery, theft, and loss compared to physical documents.

For Businesses & Developers

Drastically Reduced Fraud

Cryptographically secure credentials minimize the risk of fake documents.

Streamlined & Faster Processes

Quicker onboarding, verification, and access granting.

Improved Customer Trust & Data Quality

Transparent and secure data handling builds stronger relationships.

New Service & Innovation Possibilities

Build new value propositions based on trusted digital interactions.

Global Interoperability

Standards-based credentials can be recognized and used worldwide.

How Digital Credentials Work

When you interacted with the demo above, you saw a simplified flow: an Issuer (our demo site) created a credential, you as the Holder (implicitly) stored it, and then presented it to a Verifier (the [Demo Service]).

Behind the scenes, several technologies and standards work together to make this secure and private. Notice how in a real scenario, you would only share what was necessary for the interaction.

Category	W3C Verifiable Credentials (VC) Data Model	Selective Disclosure JWTs (SD-JWT)	Mobile Documents (mdoc / ISO/IEC 18013-5)	OpenID for Verifiable Presentations (OpenID4VP)
Format	JSON-LD	JWT	ISO/IEC 18013-5	JSON/JWT
Primary Use Cases	Education, Employment, Access, Finance	Privacy-preserving credentials, Healthcare, Identity	Mobile ID, Driver's License, Government ID	Credential Presentation, Integration
Governed By	W3C	IETF	ISO	OpenID Foundation
Key Features	Interoperability across systems Machine-readability Standardized credential structure	Selective disclosure Data minimization Privacy compliance	High-assurance identity verification Offline capabilities NFC, BLE, QR support	Standardized presentation protocol Simple integration Consistent user experience

The Lifecycle of a Digital Credential

Issuance

➔

Storage (in Wallet)

➔

Presentation

➔

Verification

➔

Revocation (if needed)

Key Advantages Explored

Why is it Secure?

✓Cryptography: Digital signatures ensure authenticity and integrity, making them hard to forge.
✓Tamper-Evidence: Any attempt to alter a credential after issuance is easily detectable.
✓Decentralized Trust (Often): Doesn't rely on a single central authority, reducing single points of failure.
✓Resistant to Common Attacks: Designed to protect against phishing and data breaches common with passwords.

Why is it Easy to Use?

✓Digital Wallets: Intuitive apps, similar to mobile payment wallets, make managing credentials simple.
✓Simple Presentation: Often involves just scanning a QR code, tapping a device (NFC), or a few clicks online.
✓Reduces Friction: Streamlines interactions, eliminating the need to repeatedly fill out forms or remember countless passwords.
✓User Empowerment: Puts users in control, making digital interactions smoother and more trustworthy.

Adoption & Ecosystem Snapshot

Who's Behind Digital Credentials?

Global standards, alliances, open source. Key players:

W3C (World Wide Web Consortium)
Develops core standards like Verifiable Credentials Data Model.
ISO (International Organization for Standardization)
Defines standards for mobile identity documents (e.g., mdoc for mDLs).
OpenID Foundation
Works on protocols like OpenID4VP for credential presentation.
IETF (Internet Engineering Task Force)
Develops standards like SD-JWT for privacy-preserving selective disclosure.

What's the Adoption Like?

Adoption is growing fast. Driven by governments, industry, and privacy needs.

EU Digital Identity Wallet: A major European initiative enabling citizens to store and use digital identity and credentials across the EU.
Mobile Driver's Licenses (mDLs): Gaining traction in various US states and countries, allowing citizens to carry a digital version of their driver's license.
Industry Consortia: Various sectors like finance, healthcare, and education are forming alliances to promote and implement digital credentials.
Growing Developer Tooling: An increasing number of SDKs, APIs, and platforms are making it easier for developers to integrate digital credentials.

The ecosystem is vibrant and evolving, with a strong push towards interoperable, user-centric digital identity solutions.